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Could it be magic?

How often do you come across someone giving away money? Hardly ever, right?

So would you believe us if we told you that the government and some employers are doing it right now?

Unbelievable as it seems, it’s true.

So, how do you get your hands on it?

All you have to do is start paying into a pension.

No! Come back! Don’t stop reading yet! We know what you’re thinking: I’m young! I don’t need to think about my pension now. I’ve got years.

The thing is, the sooner you start your pension, the better as you’ll have longer to build it up. Plus, if you start now, you’ll get more money put into your pension from the government and possibly your employer. It’s a no-brainer really.

The money in your pension is invested for growth. However, you need to know that the value of your investment can go down as well as up and you may not get back the amount invested.

Don’t miss out

If you wait, you’re missing out on the money the government and your employer give you for your retirement. And, really, somebody else’s money going into your pension? What’s not to like?

Talk to your employer about its company pension and visit direct.gov.uk to find out more about how the government tops up your pension.

SP99404 11/2011